18 Savvy Money Saving Tips


Unless you live under a rock, chances are you have seen the fashionable and congenial student accounts representative, Cheryl Wilson, on the Globe University-Sioux Falls campus. She’s your go-to with student payments, but she is so much more than that. While she is famous for her cheerfulness and gift of hugs, what is not as commonly known is the fact that she also practices what she preaches when it comes to her job and home life.
 
Being a student accounts representative for Globe means that she helps process student payments, distribute reimbursement checks, and is always available for questions about bills and books. In summation, at work, she is knowledgeable about helping students effectively budget and prepare for student loan payments for the future.
               
Off campus, Cheryl extends her knowledge to help her family save money, as well. Whether it involves gas coupons or finding a great deal on clothing at her favorite spot, Plato’s Closet, Cheryl knows how to make every dime count. Here are some money saving tips from Cheryl:

Plato’s Closet:

  • For every $10 you spend at Plato’s, you receive a stamp. The stamp card holds 20 stamps. Once you fill up your Plato’s stamp card, you can redeem 20% off your next purchase.
  • Plato’s Closet also has grab bag specials twice a year, which means selective items that can be stuffed in a bag cost just $15.

Y’s Buys:

  • Tuesdays: 20% off store-wide
  • Wednesdays: YMCA members receive a 25% discount store-wide.
  • Thursdays from 9am-11am: 50% off selective merchandise
  • The Local Best magazine has 10% off coupons for Y’s buys in the back of the book.

Gas Discounts:

  • Hy-Vee Fuel Saver:  Selective items bought at Hy-Vee can be redeemed for cents off gas.
  • The Holiday Gas Station on Cliff Ave has gas coupons. Also, if you take a gas coupon to the SuperAmerica Gas Station on 41st Street on Tuesdays, you will receive double the coupon amount.

Money Saving Tips:

  1. Stick to your budget.  Pay bills first!
  2. Seldom carry cash. You should keep track where every dollar is spent.
  3. Start Christmas shopping throughout the year or early.
  4. Utilize layaway. It’s better to make payments on merchandise than to make big purchases at one time.
  5. If you don’t NEED it, don’t BUY it!
  6. If you’re having second thoughts on a purchase, put it on hold to think about it. You can always go back to get it. If it’s not there, it wasn’t meant to be!
  7. Clearance is awesome. It takes more time to sift through clearance items, but it is worth the money saved!
  8. Each Hy-Vee has a section by its front door full of ads. Use them!
  9. Plan meals a week in advance. It will save on groceries
  10. Bring your lunch to work.

 For additional ways to budget, please check out the following links:
http://www.stumbleupon.com/su/2tUPzw

http://www.stumbleupon.com/su/1dvrKJ

~ Submitted by, Megan Bott, Administrative Assistant